Greetings Swarm Readers!

     I would like to give you an idea of how this blog will work.  As single moms we are often pressed for time and rushing through life.  We have appointments to keep, extracurriculars to attend, work to be present for, and people who depend on us (waiting expectantly for guidance and assistance).  With all that going on how do you have time for everything...and do you?  Who or what will get shortchanged?  Most likely it will be YOU!  That's just how it works when you are a single mom.  So, part of what this blog's job will be is to be a one stop shop for information and insight.  Our goal is to improve the quality of our lives and we believe that the information we share will help you.  As the course of this plan unfolds, we will be learning how to improve our lives one day at a time.  There will be topics of information that you may not need, just as there will be topics that you may want more information than what we have shared.  In either case, stay tuned because we will approach the subject matter from angles and opinions that originate from single moms and from those considered 'experts' in their fields.

     We're sure you will learn something that will help some aspect of your life.  We will explore ways that single moms approach life's uncertainties.  For instance, did you know that many single moms buy life insurance and name their children as the beneficiaries. They believe that by doing so, they are helping out their children.  However, that is not the best way to help the children.  In fact,  moms need to set up a trust from the insurance, and have an executor make sure the children get what they need from the money in the event something happens to the mom.  This is the type of information single moms need, and in a future post, we will explore all the reasons why not to name your children (under 18 years) as beneficiaries of your life insurance policy.

     We are very excited to bring you the SWARM blog and any and all bits of information that will help improve the quality of your life!